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Brighton COVID-19 Relief Fund

In an effort to aid small business owners in the Brighton community, the Brighton EDC team and Colorado Enterprise Fund have teamed up to establish a COVID Relief Loan Fund. This loan product can be thought of as a bridge to get small businesses to larger resources. It is not intended to compete with the SBA CARES Act loans. Rather, CEF’s loan program aligns with the underwriting and approval process and standards of the CARES Act loans so borrowers may use a similar process to apply for both. CEF’s goal is to guide borrowers through the process of applying for both sources of funding, providing the financial support they need as they wait to access federal emergency relief programs. This loan can also stand alone for the up to six-year term as another resource for businesses that do not qualify or cannot access SBA CARES Act funding programs.


Specifics on the loan product offered through the Brighton COVID-19 Relief Fund:

  • Up to $25,000 loans

  • Up to 6-year term

  • 6 months interest-only payments

  • Deployed to 20-25 small businesses within the Brighton City Limits   

  • Quick underwriting/approval once all documents are submitted 

  • Quick close and disbursement of funds

  • Align with SBA Disaster Relief Loans (longer-term lending options)

  • Exclusive to Brighton Area Businesses

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Eligibility Requirements: 

  • Businesses must be licensed to operate in Brighton, in full compliance with all rules and regulations required by the City of Brighton and in good standing with the City of Brighton

  • Businesses must have been in existence before February 15th, 2020 and have generated revenue during the fiscal year 2019

  • At the time of application and throughout the term of the loan, a business must have its primary office/headquarters or operations within the City of Brighton, Colorado.

  • Home-based businesses are eligible

  • There are no other restrictions on the type of businesses eligible for loans so long as the activities of the business are legal and in the best interests of the community, however, cannabis businesses are ineligible. 

  • A business must file all standard Colorado Enterprise (CEF) application information and meet CEF's standard underwriting criteria for the type and size of the loan. 

What to Expect During the Application Process:

Businesses are able to apply the week of April 13th

Once your application has been received please allow 3 business days for approval​, provided that all necessary paperwork has been submitted

After you have been approved you will need to accept the loan

Loan closing and disbursement is to be expected within 14 days after acceptance





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For more information about the Brighton COVID-18 Relief Fund, contact CEF at 303-860-0242 or by emailing, or contact the Brighton EDC by emailing Patrick Giron at

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